Please read the following information carefully. The products and services described on these website pages are provided in accordance with the following terms and conditions of use. By accessing this website, you confirm you understand and accept the terms and conditions of use and the regulatory requirements governing the use of this website.

Use of the Website.

THIS WEBSITE IS INTENDED FOR ACCESS OR USE ONLY BY PERSONS WHO ARE ACCREDITED, PROFESSIONAL, QUALIFIED OR INSTITUTIONAL INVESTORS (AS DEFINED IN THE JURISDICTION OF THE USER) OR FINANCIAL INTERMEDIARIES TO WHOM THE INFORMATION IT CONTAINS MAY LEGALLY BE MADE AVAILABLE OR ACTED UPON AND NOT FOR ACCESS OR USE BY OTHER PRIVATE INDIVIDUAL INVESTORS. PLEASE READ THE BELOW TEXT BEFORE PROCEEDING. IT EXPLAINS CERTAIN RESTRICTIONS IMPOSED BY LAW ON THE DISTRIBUTION OF THIS INFORMATION AND THE JURISDICTIONS IN WHICH OUR PRODUCTS ARE AUTHORISED. WHEN YOU HAVE READ AND UNDERSTOOD THE INFORMATION BELOW, PLEASE CLICK ON THE ACCEPT BUTTON TO ACKNOWLEDGE THAT YOU HAVE READ THE INFORMATION AND THAT YOU ACCEPT THE TERMS AND CONDITIONS SET OUT HEREIN.

This website is intended solely for professional investors, professional intermediaries and Independent Financial Advisers. Persons include:

investment professionals, as set out in Article 19 of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (“FPO”);

A certified high net worth investor, an individual who has signed within the period of twelve months ending with the day on which the communication is made, a statement in the following terms:

As a high net worth investor, I confirm that I can receive promotional communications which are exempt from the restriction on promotion of non-mainstream pooled investments. The exemption relates to certified high net worth investors and I declare that I qualify as such because at least one of the following applies to me:

I had, throughout the financial year immediately preceding the date below, an annual incometo the value of £100,000 or more. Annual income for these purposes does not include money withdrawn from my pension savings (except where the withdrawals are used directly for income in retirement).

I held, throughout the financial year immediately preceding the date below, net assets to the value of £250,000 or more. Net assets for these purposes do not include:

1. the property which is my primary residence or any money raised through a loan secured on that property; or
2. any rights of mine under a qualifying contract of insurance; or
3. any benefits (in the form of pensions or otherwise) which are payable on the termination of my service or on my death or retirement and to which I am (or my dependents are), or may be, entitled; or
4. any withdrawals from my pension savings (except where the withdrawals are used directly for income in retirement).

I therefore accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me to seek advice from an authorised person who specialises in advising on non-mainstream pooled investments.
It is your responsibility to be aware of and to observe all the applicable laws and regulations of your jurisdiction. You should consult your professional adviser as to whether you require any governmental or other consents or need to observe any formalities to enable you to access the information. Please do not access this website if the publication or availability of this website is in any way prohibited in your jurisdiction. If you are in any doubt, please do not proceed. By proceeding, you are representing and warranting that the applicable laws and regulations of your jurisdiction allow you to access the information.

No Reliance

This website contains information relating to Greyfriars Asset Management LLP. The information is not guaranteed as to its accuracy, nor is it a complete statement of the financial products or markets referred to. Nothing contained on this website constitutes investment, legal, tax or other advice nor is it to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision.

The material on this website has been prepared for informational purposes only and is not intended to and shall not in any way constitute an invitation or an offer or be construed as a solicitation or offer, or recommendation to acquire or dispose of any investment or to engage in any other transaction. Information contained in this website does not constitute investment advice. Potential investors should note that investments can involve significant risks. No assurance can be given that the investment objective of any investment products will be achieved.

Any past performance information presented is not indicative of future performance. Some of the information herein may contain projections or other forward looking statements regarding future events or future financial performance of countries, assets, markets or companies. These statements are only predictions and actual events or results may differ materially. Any geographic, political, economic, statistical, financial and exchange rate data may in certain cases be presented in approximate or summary or simplified form and may change over time. Any reference to any specific company, financial product or asset class in whatever way is used for illustrative purposes only and does not constitute a recommendation of any kind. While all the reasonable care has been taken in preparing the material on this website, no warranty whatsoever is given and no responsibility or liability is accepted for any loss arising directly or indirectly in connection with or as a result of any person acting on any information. Potential investors should request more information and if appropriate to them, read the relevant offering documents carefully for further details including the risk factors before any investment decision is made. Prospective investors should consult their own professional advisers, stock brokers, lawyers, accountants, tax consultants, bank managers or any other professional advisers they consider necessary before making an investment.

Exclusion and limitation of liability

The editorial content of any other website to which you have gained access by means of any hyperlinks published on this website remains the sole responsibility of the provider of that other website.

Your use of this website and reliance on the information herein are entirely at your own risks. Without prejudice to the foregoing in no event shall Greyfriars Asset Management LLP, or any of its subsidiaries or affiliates, and their respective officers, directors, employees, representatives, agents, information providers, service providers, suppliers, licensors and licensees, and all other related, associated, or connected persons be liable for any loss, damage or injury to any data, income, goodwill, property or third parties, whether it be direct, indirect, special, punitive, exemplary, consequential or incidental, caused by or arising out of or in relation to (i) the use of access of this website and the information therein or (ii) any failure of performance, error, omission, interruption, deletion, defect, transmission blackout, incorrect data transmission, delay in operation, computer virus or other destructive items. Nothing in these terms and conditions of use shall operate to exclude or restrict our liability for either fraud, death or personal injury resulting from our, or our employees' negligence or any duty or liability we may have to a client under the UK regulatory system.

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Site Disclaimer

The information published on the GAM website should be used for information purposes only and is subject to change without notice. All information contained within the website does not constitute financial or other professional advice in any way and is a guide only. All information is believed to be correct at the time of publishing. If you require additional information, you should contact appropriate GAM representatives.

While GAM uses reasonable efforts to ensure that the information contained on its website is current and accurate at the date of publication, no warranties are made, either expressed or implied, as to reliability, accuracy or completeness of the information. GAM accepts no liability for any loss arising directly or indirectly from the use of or action taken in reliance on such information. These documents should not be copied, reproduced or redistributed, in whole or in part.

No warranty is given as to the freedom of this website from errors, defects, viruses, malicious programs or macros. Links from this website exist for information only and GAM accepts no responsibility or liability for the information contained on any such site. The existence of a link to another website does not imply or express endorsement of its provider, product or services by GAM. Links to this website are not permitted without the prior written consent of GAM. Please note that clicking on links to external websites will cause you to leave the GAM website.

Past performance is not a reliable indicator of future performance. Investors should remember that the value of an investment and the income received from an investment can go down as well as up, and they may not get back the amount they invested. Changes in exchange rates or taxation may have an adverse effect on the price, value or income of the investments. Investment returns may be constrained by charges levied and inflation may reduce the value of investments.

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