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Call us for further information on:
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0116 240 4402
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or alternatively email us at:
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ifa@greyfriars.co.uk
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Your mortgage is probably the largest financial transaction and commitment you are likely to undertake. Therefore, it only seems wise to have a professionally qualified adviser who is totally unbiased find you an individually tailored mortgage to suit your needs and requirements.
There are so many types of mortgage available that it is easy to become confused, possibly opting for the product offering the lowest headline rate of interest, but when the booking, arrangement and possible higher lending charges,
lock-ins and early repayment charges are taken into account, the products may not be as attractive as you first thought.
Here at Greyfriars Asset Management LLP, we have systems in place to allow us to analyse thoroughly virtually every mortgage lender's products. Our expert mortgage advisers will guide you through the maze and save you the time and trouble of shopping around for the best deal.
With a dedicated backup staff, we can ensure that the process from application to offer runs smoothly without any need for any undue stress.
Whether you are looking to purchase, re-mortgage, buy to let, or a first time buyer looking to get onto the property ladder, we are happy to discuss your requirements in a professional but informal manner.
Your home is at risk if you do not keep up your mortgage loan repayments or any loans secured on it.
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Retirement is a time when you should be able to enjoy the rewards of your hard work and look forward to doing all the things you have planned and dreamed of.
Over the years your home will probably have become your greatest asset. This asset could provide you with the opportunity of ensuring that your aspirations and needs are fully achieved by enabling you to release some of the value in your home to help provide you with a more secure financial future.
There are currently over 40 equity release plans to choose from and you can save thousands of pounds if you choose the right one. That's where we can help. We search the whole equity release market on your behalf and offer independent financial advice that's tailor made to your individual circumstances by qualified staff.
We will be sure to go through the pros and cons, discussing it with your family and have a solicitor check the paperwork.
For further information on equity release you might like to contact Age Concern who publishes a free factsheet - 'Raising Income or Capital From Your Home' (factsheet 12).
Send a self-addressed A4 envelope with a 45p stamp to: Age Concern England, Astral House, 1268, London Road, London, SW16 4ER, or via the Financial Services Authority website - www.moneymadeclear.fsa.gov.uk
We, and the FSA, only recommend companies that are registered via The Safe Home Income Plans (SHIP) scheme who represents companies specialising in this arena and offer a no negative equity guarantee.
For a free consultation, please feel free to contact us.
Equity release is a commitment for the rest of your life. You should not use it to get cash in the short-term.
If you might want to end the plan early, you should think about another way of raising the money.
If you have a lifetime mortgage and you want to pay back early, you may have to pay a large early repayment charge.
If you have a home reversion plan and you want to end it early, you will have to buy back the reversion provider's share of your property at its full open-market value. This is likely to cost much more than you received as a cash lump sum.
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